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Las Vegas Personal Injury Lawyers
Helping Victims of Insurance Bad Faith

When people encounter unforeseen disasters that cost them money and lead to injuries, they turn to their insurance coverage for help.  This is a natural response, as people who have insurance coverage that relates to their healthcare, their automobiles, their home or even their lives pay premiums regularly so that they can obtain the security they need just in case these situations arise.  Unfortunately, filing an insurance claim does not always lead to a positive result.  Those who understand this troubling reality should seek the immediate help of experienced Las Vegas personal injury attorneys.  Below is a brief introduction to this issue.

The Foundational Basis of Insurance Bad Faith

At its very core, an insurance policy is a contract that exists between the policyholder, who agrees to pay the appropriate premiums and to deal with the insurance company honestly and the insurer, who agrees to act in good faith should a claim or claims ever be filed.  However, anyone who has actually seen an insurance policy document understands that these contracts are extremely confusing and vague in regards to much of their language.

This vague language generally exists to allow insurance companies room to maneuver if they want to work to avoid paying a claim.  Many times, the existence of this vague language and the intimidation felt by an individual policy holder when facing the prospect of taking on an enormous corporation will lead to that policyholder simply dropping the pursuit of a recovery.

Examples of Insurance Bad Faith

There are certain specific examples of insurance bad faith, although almost any conduct that’s intended to avoid paying out viable and valid insurance claims could be labeled as such.  Below are a few examples of bad faith insurance practices:

• Failure to investigate a claim in a timely manner
• Unreasonable delays between the completion of an investigation and the offering of a settlement
• Concealing relevant facts from the insured
• Making any threats or attempting to intimidate
• Denying claims without properly investigating them

While these are only a few examples of insurance bad faith, what’s perhaps most difficult in these situations is proving that these insurance companies have engaged in this type of conduct.

How Las Vegas Personal Injury Lawyers Can Help

If you are facing the runaround from an insurance company, you need to take steps to assert your legal rights.  You should start by seeking the help of experienced Las Vegas personal injury attorneys who understand the ins and outs of insurance law and regulations and who know how to hold corporations of all sizes accountable for their conduct.  Contact Jack Bernstein & Associates today to schedule a free initial consultation.