With more than 75 million dogs currently living with people in the United States, or one dog for every four people, there will be incidents that occur. These incidents usually involve dog bites, and estimates indicate that as many as 4 million people are bitten by dogs across the country on an annual basis. This is obviously a very high number, which means that a lot of insurance claims are filed on behalf of people who have been injured as a result of a dog bite attack. The insurance industry is starting to react to this reality. Below you will find a brief discussion of the decision that was recently made by one of the true giants in the insurance industry with regards to covering dog bites that involve certain breeds. You will also find information that provides you with some basic insight into what can be done by someone who has been harmed in this manner in response. If you or someone you love has been attacked and injured by a dog, you need to seek the help of experienced Las Vegas injury lawyers as soon as possible.
FARMERS INSURANCE GROUP AND INSURANCE COVERAGE
Farmers Insurance Group is one of the largest providers of insurance in the United States. They provide coverage for homeowners and many others, but it is the homeowners’ policies that are relevant to dog bite attacks. That’s because when someone is bitten by a dog, the owner of that dog will likely file a claim with his or her insurance company to help provide payment to that injured person for losses incurred. However, the company has recently announced that it is discontinuing certain types of coverage for dog bites. Specifically, the company will no longer cover pit bulls, Rottweilers or wolf hybrids. They’re making this decision because according to their own statistics, approximately 25 percent of dog bite attacks involve one of these three breeds. The company also claims that these three breeds cause more damage than others when they do attack a person. The company is not simply pulling the policies that are in place for people who own these breeds of dogs. Instead, they are not going to offer coverage for people who have one of these breeds and they are not going to renew the policies for people who own these dogs when their current coverage runs out.
DOG BITE ATTACKS AND LEGAL FALLOUT
Unfortunately, this could mean that more people who are injured in dog bite attacks will have few options when it comes to recovering compensation for harm suffered. That only increases the importance of professional help when these situations arise. If you or someone you love has been attacked and injured by a dog, you need to seek the help of Las Vegas injury lawyers who have been fighting for the rights of clients for many years. Contact Bernstein & Poisson today to schedule a free initial consultation.