What Should I Do if an Insurance Company Calls Me After My Slip and Fall Accident?
November 22, 2022
If an insurance company calls you after your slip and fall accident, you do not have to accept the call. Direct the company to call your personal injury lawyer instead. They can handle all written and verbal communication with an insurance company after an accident.
Slip and fall accidents are a frequent source of injury. According to the Centers for Disease and Control and Prevention (CDC), falls can cause broken bones, especially broken wrists, arms, ankles, and hips. Falls can also cause head injuries, including traumatic brain injuries. These injuries can lead to expensive medical bills and time out of work. If you were injured in a slip and fall accident, a personal injury lawyer can help you recover damages.
What to Do After a Slip and Fall Accident
Here are the steps you should take after a slip and fall accident:
Report the Accident to the Property Owner or Manager
You should report the accident to the property owner or manager after you slip and fall. This will create a record of the accident.
Consider Hiring a Personal Injury Lawyer
You might want to consider hiring a personal injury lawyer to help you with your case. Once you have a lawyer, you do not have to speak with the insurance company anymore. You can refer all phone calls or written communication to your lawyer.
While the insurance company representatives might sound friendly and caring, they are not focused on your best interests. Their goal is to avoid costly settlements. Your lawyer will fight for you to get fair compensation after a slip and fall accident.
Seek Medical Attention
Seek medical treatment quickly after the accident. Your lawyer may be able to recommend a healthcare provider if you need one. Proper treatment is important for your recovery, of course, but it is also important for your case. A doctor or other medical professional will document your injuries. That documentation can be used as evidence when you seek damages.
Be sure to follow your healthcare provider’s instructions after the accident. If you ignore medical advice, the insurance companies can claim that you caused your injuries or made them worse.
An Attorney from Our Firm Can Help You Handle a Slip and Fall Accident Claim
Your lawyer can help you with the entire legal and insurance process after a slip and fall accident. Here are some ways a lawyer from our team can help:
Investigate the Accident
If the property owner where you fell was negligent, he may be legally liable for your expenses after the accident. A property owner is negligent if he caused, knew about, or should have known about the hazard that caused your fall.
The property owner’s insurance company will investigate the accident, but your lawyer can independently investigate it to determine who caused your fall.
Estimate Your Damages
You may be entitled to compensation for expenses such as:
- Medical bills: Including emergency room visits, doctor’s appointments, X-rays, surgeries, medications, and rehabilitative therapies
- Property damage: iI you broke expensive property, such as jewelry or a watch, in your fall
- Loss of earning capacity: If you miss work because of the accident
- Future loss of earning capacity: If your injuries prevent you from returning to work
- Past and future pain and suffering: If your injuries cause you any physical or emotional pain and suffering
Your lawyer will gather evidence to estimate the value of your claim. Some of this evidence may include photos of the scene, photos of your injuries, medical bills, receipts for property repair or replacement, and past earnings statements.
Communicate with the Insurance Company
You never have to speak with the insurance company. Your lawyer will take over all communication with the insurance company, including phone calls. They will take care of all the documentation and paperwork for filing an insurance claim, and will negotiate a fair settlement that represents the true value of your damages.
Represent You in Court
Sometimes, negotiations with the insurance company fail to bring about a reasonable settlement. In these cases, your lawyer will file a lawsuit on your behalf and represent you in court. Nevada limits the amount of time you have to seek damages after a slip and fall accident. NRS §11.190(4)(e) sets the statute of limitations for personal injury at two years.
Act quickly to pursue damages for your injuries. Once two years have passed, you might lose the right to seek financial compensation from the party that caused your slip and fall accident.
Get in Touch with the Attorneys at Bernstein & Poisson Today
If an insurance company calls you after your slip and fall accident, you should refer them to your personal injury lawyer. Call Bernstein & Poisson today so that we can get started on your case.
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“After being in an accident my friend told me to call Bernstein and Poisson. A lawyer named Brian came to my home to meet with me and started my claim immediately. The legal team was extremely efficient, responded back to me quickly, listened to my concerns, and handled everything with speed and accuracy. Every step of the way was communicated. I received my settlement in 10 months’ time. I highly recommend using Berstein and Poisson. Thank you for helping get my life back on track.”