Insurance companies are notoriously adept at acting quickly and compelling car accident victims to accept the first proposed settlement. A victim might be struggling to make sense of everything that needs to be taken care of in the immediate aftermath of a collision and unfamiliar with state laws.
They might be hesitant to go up against an insurance company on their own and wonder if a car accident lawyer will deal with the insurance company for them. Thankfully for victims, there is no need to handle insurance companies on their own. In fact, doing so is often not in their best interest.
A car accident attorney will handle all communications with insurance providers after an accident. Regardless of when a claim is settled, hiring a lawyer can give a victim the peace of mind that comes from securing an ally.
Going Up Against an Insurance Company Alone Is Rarely a Good Idea
As medical bills pile up and the number of days victims are out of work increases, financial panic can set in. Forgoing legal counsel can seem like a logical way to save money. In actuality, the risks associated with a victim navigating the claims process on their own dramatically outweigh the benefits.
Risks of Dealing with Insurance Companies Without Legal Counsel
- A victim’s words can be used against them. Anything said to an insurance provider can then be used by an insurance adjuster to negate fault or liability.
- Intimidation from insurance companies can become so emotionally draining that victims accept offers that don’t fully compensate them for their losses.
- Insurance companies have entire teams dedicated to negotiating settlement claims. Legal representation gives victims the power to effectively stand up to these teams.
Our team works on a contingency-fee-basis, which means you owe us nothing unless we win your case. We offer a free consultation and advance the costs of your case.
Level the Playing Field with a Car Accident Lawyer
It is every individual’s right to handle their car accident claim without any outside help. In some instances, a case’s details are concrete, and the damage is minimal, and everyone can quickly agree on a settlement that fairly covers all damages.
However, insurance companies have no compelling motivation to take the time to explain victims’ rights, outline the rationale behind proposed settlement offers, and work with victims to find a solution that meets their needs. In most instances, waiving the right to legal counsel leaves victims vulnerable to intimidation, relentless negotiation, and stalled claims.
A motor vehicle accident lawyer familiar with Nevada state laws (like NRS § 41A.011) will know what needs to be done to protect victims’ rights and secure the financial compensation they deserve.
Steps a Lawyer Will Take to Secure a Fair Settlement
A lawyer will handle the following on your behalf:
Initiating a Claim and Handling Claim-Related Communication
Accident victims are advised not to speak with the other party or their insurance provider prior to employing an attorney. An attorney will reach out to the insurance provider, start the claims process, and handle all communication from start to finish.
Gathering Evidence to Pinpoint Causation and Determine Liability
While compiling evidence does not directly involve the other party’s insurance company, it plays a critical role in determining the degree to which victims are compensated. An attorney will review photographs, video footage, police reports, and eyewitness testimony to determine the cause of the accident and prove fault.
Negotiating with Insurance Companies
Once enough evidence has been compiled, an attorney will present their findings to an insurance provider to back their claim. From there, negotiations will begin. If both parties are able to reach an agreement, a settlement is decided upon. If an agreement cannot be reached, an attorney can file a lawsuit, and the case can be brought in front of a jury.
In addition to the other party’s insurance company, victims need to involve their own insurance providers as well. Even if fault lies entirely with the other driver, an individual’s personal insurance can often provide benefits. An attorney will know what to ask for on the victim’s behalf.
Talk to a Las Vegas Car Accident Attorney’s Firm for Free
At Bernstein & Poisson, we understand the pain victims experience after a car accident. Physical injuries aside, the trauma of a collision can leave individuals struggling to stay afloat emotionally. No one should have to navigate insurance negotiations in this state. We are here to relieve victims of that burden.
Call (702) 633-3333 for a free consultation with a member of our team. If we move forward together, our work is free until we win your case.