Your motorcycle lawyer will deal with the insurance companies for you. This is one of the reasons victims hire legal representation, among others. A motorcycle accident lawyer can pick up your case from the very beginning, starting with your insurance claim.
They can handle all of the paperwork associated with making your claim, and they will communicate with the investigators, insurance adjusters, and others while representing you. If the insurance companies contact you directly, you can refer them to your lawyer.
Nevada’s Fault Laws
According to the Nevada Division of Insurance (DOI), motorcyclists must have insurance, and if they are found liable for an accident, their insurance would come into play when paying for damages to the other vehicle. Without additional insurance coverage, however, motorcyclists are left to pay for their medical bills or damage to their motorcycle by themselves.
Of course, if the other vehicle driver is liable for the accident, the motorcyclist can seek coverage through an insurance claim with the liable driver’s carrier.
Reasons an Insurer Would Contact You
There are several reasons an insurer of a liable driver would contact you, the victim of the accident. They may even attempt to get you to say something that would indicate you bear partial fault for the accident. They may also try to offer you an initial settlement that does not fairly compensate you for your losses.
This is where a lawyer can come in and ensure your rights are protected. They can deal with the insurance company and assess the merit of an initial settlement offer.
Their primary goal is to protect your right to fair compensation and handle all of the aspects of your legal case. If their insurer does not cooperate during negotiations, they can also help you file a personal injury lawsuit or a wrongful death lawsuit if you lost a loved one in a motorcycle accident. To put it simply, a motorcycle accident lawyer can deal with the insurance companies for you while you do what only you can do—focus on recovering from your injuries.
Other Ways a Lawyer Can Help with Your Case
Your lawyer can offer a range of legal services in order to take the weight of the legal process off your shoulders. A lawyer can:
- Calculate your economic and non-economic losses so that you seek fair compensation
- Negotiate settlement offers with insurers
- Gather evidence of your losses
- Gather evidence of the other driver’s liability for your losses
- Make sure you file your insurance claim on time
- Suggest filing a personal injury lawsuit when appropriate
- Comply with any relevant statute of limitations for filing your suit
- Represent you at trial, if necessary
Negotiations with insurers can become complex, but a motorcycle accident lawyer can help you navigate the legal process.
Affording Legal Representation
Some victims are afraid they will not be able to afford a lawyer. However, we handle cases on a contingency-fee-basis. This means that the initial consult is free, and you pay us nothing until you recover compensation.
This can be invaluable for victims of motorcycle accidents who would prefer to have a lawyer handle their case for them. Additionally, with a law firm that works based on contingency, your initial consultation about your case is usually free, as well.
Statute of Limitations in Nevada
If you are considering working with a lawyer, you should reach out to one as soon as possible. In the event that your lawyer suggests filing a personal injury lawsuit, you will be subject to a statute of limitations, or a deadline by which you must file.
This deadline typically begins counting down from the date of your accident. According to the NRS §11.190(4)(e), you have two years from the date of the accident to file a personal injury lawsuit against a liable party.
Keep in mind that negotiations with insurers can take some time. The sooner you reach out to a lawyer to begin your case, the more time you give yourself to comply with the statute of limitations if you need to file a lawsuit.
Contact Bernstein & Poisson for Help
Bernstein & Poisson can deal with the insurance companies for you after a motorcycle accident. We have obtained hundreds of millions of dollars for our clients. While you rest and recover from your injuries, we can begin your insurance claim and handle all communications with the liable party. If necessary, we can even file a personal injury lawsuit on your behalf.
For a free consultation, call a member of our team at (702) 633-3333.