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What Happens if the At-Fault Party Doesn’t Have Insurance?

November 22, 2022

What Happens if the At-Fault Party Doesn't Have Insurance? | Bernstein & Poisson

Sometimes, liable parties do not have insurance, which can add stress to an already difficult situation. You could still have legal options following your accident and may even be eligible for compensation, though. If the at-fault party doesn’t have insurance, you could take direct legal action against them or even file a claim with your own insurance company.

Your Legal Options Following an Accident with an Uninsured Driver

Typically, if a third party is deemed liable for a crash, their insurance will help cover the expenses and losses you may have incurred. However, if a third party does not have insurance you are not completely out of luck.

It is possible to file a suit directly against the responsible party. In some cases, you can recover compensation from your own insurance company, too.

The legal process can be confusing, so it may be helpful to discuss your situation with a lawyer before determining the best option moving forward. Understanding the potential causes of your accident can help you learn if someone else may have contributed to your loss.

Forms of Loss and Suffering that Could Entitle You to Damages

Loss from motorcycle accidents typically comes in emotional, physical, or financial forms. Physically, you can suffer from minor injuries or more serious injuries that require medical attention. You may even need ongoing visits to the doctor, accumulating unwanted and expensive medical bills.

While the aftermath of your accident can be an incredibly difficult time, there could be brighter days ahead. Even if your accident was caused by a driver who was not carrying insurance, you may still have options to collect by filing through your own insurance company or taking direct legal action against those responsible.

Recoverable Compensation Is within Reach

Even if the at-fault party doesn’t have insurance, you still have a chance to collect compensation following a motorcycle accident. Forms of compensation could include reimbursement for medical bills, lost wages, and property loss.

If you are serious about pursuing legal action, it could be helpful to speak with a lawyer who can answer your questions and help you make an educated decision regarding what is best for you.

Contact Bernstein & Poisson About Your Motorcycle Accident Case Today

If you are wondering what you can do next following a motorcycle accident with an uninsured driver, there is a lawyer available to help. The team at Bernstein & Poisson can answer your questions and walk you through your options during a free, no-obligation call review. Call (702) 707-5934 today to learn more and begin pursuing fair compensation.

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