After engaging in a car accident, a Spring Valley car accident lawyer can help you better understand what some of your legal rights are. To provide you with some clarity and to answer some of the questions you may be asking yourself, we will discuss how you may be able to recover compensation for the injuries and/or losses you suffered.
If you or a loved one was involved in a car accident in Spring Valley and are ready to get answers, you can contact Bernstein & Poisson at (702) 633-3333.
Collecting Compensation After a Car Crash in Spring Valley
There are typically two ways a driver can recover compensation (given they are entitled to it) after being injured in a car wreck—the first deals with the insurance company, and the second deals with the courts.
Filing an Insurance Claim After a Car Accident in Nevada
Insurance companies are expected to cover certain expenses that arise as a result of an accident and do so in a timely manner. Unlike some states requiring drivers to file a claim with their own carrier, Nevada follows a fault-based system. This means that any driver who causes an accident may be liable for covering the damage and harm they cause.
Therefore, if another driver was responsible for causing the accident you were involved in, you can file an insurance claim with their carrier. This is a third-party claim (since you are filing it under an insurance policy other than your own). It is worth noting that fault can sometimes be difficult to determine after a car crash.
A Spring Valley car accident lawyer can help establish who the liable party is in your case.
Minimum Auto Insurance Coverage Will Play a Part in Your Claim
It is also important for you to understand that the insurance company is only required to pay you up to the limits the policyholder has purchased, given you have a valid claim and are entitled to compensation. According to the Nevada Department of Motor Vehicles, Nevada requires all drivers to carry the following types of coverages:
- $25,000 for bodily injury or death of one person in any single accident
- $50,000 for bodily injury or death of two or more people in any one accident
Let’s say your injuries and/or losses amount to more than the minimum amounts stipulated above, and the driver is only carrying these coverages. When this happens, you may want to consider filing a personal injury lawsuit against them. Personal injury lawsuits are generally filed when:
- A car crash victim is unable to recover the compensation they are due from the insurer because the driver is underinsured or uninsured
- The driver suffered a serious or catastrophic injury
- The insurance company is refusing to cover the claim or is undervaluing it
Suing a Driver After a Collision
If you decide to bring a personal injury lawsuit against the driver who hit you, you will need to prove that they were negligent and that their careless or reckless behavior is what caused you to suffer injuries. The process of filing a lawsuit against a driver is much different than filing an insurance claim, so you will need to be aware of the laws that apply to your case. One of those laws pertains to the statute of limitations.
According to NRS §11.190(4)(e), most personal injury lawsuits must be filed within two years from the incident’s date. Because most individuals are unaware of the laws that govern their case and how they can be applied, they choose to retain a lawyer to represent them. If you are interested in receiving a case evaluation to determine if you have the grounds to sue another driver involved in your accident, contact Bernstein & Poisson.
For a free legal consultation with a car accidents lawyer serving Spring Valley, call (855) 605-2959
Damages You May Be Awarded After a Car Accident
After an accident, you may be entitled to recover compensation for the following damages:
- Past and future pain and suffering
- Past and future mental anguish
- Past lost wages
- Future loss of earning capacity
- Medical expenses
- Loss of enjoyment of life
Spring Valley Car Accident Lawyer Near Me (855) 605-2959
Ways a Spring Valley Car Accident Lawyer Can Help After an Accident
There are many things an attorney will do for you (should you decide to retain one) after being involved in a collision. Some of the things a lawyer will help you with include:
- Handling all matters that involve the insurance company: This includes discussing the incident with the insurer—and even negotiating with the adjuster if he/she attempts to undervalue your claim.
- Initiating the lawsuit process, if necessary: Should you need to file a lawsuit to recover the compensation you are due, a lawyer will assist you with the entire process.
- Assessing your injuries and losses: A lawyer will also help you determine how much you should be awarded for those injuries and losses.
- Helping you understand your rights: They will also help you understand how to properly exercise them.
Bernstein & Poisson Is Here to Help After a Car Crash
Jack Bernstein and Scott Poisson use their combined six decades of experience to protect people’s rights—and are prepared to protect yours as well. Car crashes are scary and confusing events that you shouldn’t have to handle all on your own. If you’re looking for legal advice and/or guidance after being involved in a car accident in Spring Valley, contact Bernstein & Poisson at (702) 633-3333.